Privacy Policy Last Updated: March 2026

CiviKruti Associates (“we”, “our”, or “us”) respects your privacy and is committed to protecting it. This Privacy Policy outlines our practices regarding the collection, use, and safeguarding of your information when you visit our website (www.civikruti.com) and use our calculators/applications.

1. Data Collection and Usage Our core philosophy is absolute privacy. All Calculators are designed to operate entirely locally on your device or browser.

• No Personal Data Shared: We do collect minimum login data, but do not transmit, store, or share your personal project data, plot dimensions, astrological information, or geographical location. All calculations are processed on your own device.

• No Account Required: You are not required to create an account or provide an email address to use the standard features of the calculators.

2. Cookies and Local Storage Our website uses minimal, strictly necessary cookies and local storage to ensure the calculator functions properly. We do not use tracking cookies for marketing or surveillance.

3. Financial Information and Payments For users who choose to upgrade to the Pro version, all billing and financial transactions are handled securely by authorized third-party payment processors (such as PhonePe, Razorpay, or Google Play Billing).

• CiviKruti Associates does not collect, process, or store your credit card information, UPI pins, or bank account details.

• Your transaction data is subject to the privacy policies of the respective payment gateway you choose to use.

4. Analytics and Advertising To ensure a premium, uninterrupted experience for professionals, our application and website are completely ad-free. We do not use third-party marketing SDKs, and we do not sell or rent any user data to advertisers or data brokers.

5. Device Permissions If using our mobile application, the app may require standard local permissions to generate and save PDF reports directly to your device’s storage. We do not request or access your contacts, microphone, camera, or background location.

6. Changes to This Privacy Policy We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any updates will be posted on this page with a revised “Last Updated” date.

7. Contact Us If you have any questions or concerns regarding this Privacy Policy or how your data is handled, please contact us at:

CiviKruti Associates Email: pic@civikruti.com

Website: www.civikruti.com